Since the onset of the credit crunch in 2008 and the subsequent economic malaise, many business owners across the UK have found banks becoming less willing to provide the loan facilities which they need. In some cases the terms of future loans become restrictive or expensive whilst in others, simply unavailable. Clearly, the inability to […]
Posts Tagged ‘finance’
Building a special relationship with your bank by Jo Haigh
The relationship with your bank has always has been a special relationship, but it is even more so now as options are much less than before as brands consolidate and debt becomes increasingly scarce. Historically, we might have viewed this as a partnership, and one where both parties treated the other one with due respect. […]
Knowing your numbers and being realistic about cash by Brian Chernett
In the current economic climate, it is still critically important to manage the basics well. Nothing is more basic than making sure that know your numbers, consider how to improve them if necessary and that you have cash. Cash is always important and in times of uncertainty, its importance increases. It is particularly critical in […]
Tax Credits for R & D Spend
Members at a recent meeting of Leaders Forum 2, chief executive mentoring and experiential learning group (with members from Leicester, Northants, Coventry, Staffs and Notts) recently discussed the issue of Tax Credits for R & D spend. One member had recently employed a consultant to advise the business on claiming Tax Credits for R & […]